Investor Relations Overview
Financial Highlights

Net. Loss Ratio
58.8%









Combined Ratio
97.3%









Growth in total assets
6.6%









Growth in overall profit
5.1%









Commission ratio
28.3%









Growth in under writing results
60.3%









Growth in share holder's equity
6.9%









Proposed dividends
US $5.3 Millions
Source: Annual Report 2021
Ratings
A.M. Best affirmed ZEP-RE’s financial strength rating of B++ and the issuer credit rating of BBB. The outlooks on both rating remained stable. GCR also affirmed ZEP-RE’s national scale financial strength rating of AAA with a stable outlook.

