Investor Relations Overview

Financial Highlights
Net. Loss Ratio

58.8%

Combined Ratio

97.3%

Growth in total assets

6.6%

Growth in overall profit

5.1%

Commission ratio

28.3%

Growth in under writing results

60.3%

Growth in share holder's equity

6.9%

Proposed dividends

US $5.3 Millions

Source: Annual Report 2021

Ratings

A.M. Best affirmed ZEP-RE’s financial strength rating of B++ and the issuer credit rating of BBB. The outlooks on both rating remained stable. GCR also affirmed ZEP-RE’s national scale financial strength rating of AAA with a stable outlook.