COMESA Yellow Card

The COMESA Yellow Card is a motor vehicle insurance scheme which is valid in all the participating countries. It covers third-party liabilities and medical expenses for the driver of the vehicle and his passengers should they suffer any bodily injury as a result of an accident to an insured vehicle. It also facilitates cross border movement of vehicles between COMESA member countries. As this card is valid in many parts of the region, transporters and motorists do not have to buy insurance cover at each border post they cross.

For example, if a Kenyan motorist wishes to drive to Harare, Zimbabwe, he will purchase a Yellow Card from an insurance company in Kenya for the required period of time and to cover the countries he will travel through. If on his way to Zimbabwe he is involved in an accident in Malawi all he will be required to do is to report to the Malawian Yellow Card National Bureau, which is the focal point (often an insurance company) representing all the insurance companies issuing Yellow Cards, and the traffic police. The National Bureau will then handle and settle the claim arising from this accident. Therefore, if his vehicle is in a roadworthy state the motorist is then free to continue his journey to Zimbabwe.

The scheme is currently operational in Burundi, Democratic Republic of Congo, Eritrea, Ethiopia, Kenya, Malawi, Rwanda, Uganda, Tanzania, Zambia and Zimbabwe. About 150 insurance companies are involved in the operation of the scheme and issue about 50,000 cards annually.

ZEP-RE is the current manager of the Scheme.

Our Partners

Office Contacts



Head Office

NAIROBI, KENYA
8th Floor, ZEP-RE Place,
Longonot Road, Upper Hill,
P.O Box 42769-00100,
Nairobi, Kenya
Telephone: +254-020 4973000/2738221



Regional Hub

ABIDJAN, CÔTE D’IVOIRE
Cocody Canebiere, Cocody,
08 BP 3791 Abidjan 08,
Côte d’Ivoire,
Téléphone : +225 22 40 27 85 / +225 55 61 71 01



Country Office

DOUALA, CAMEROON
IMM.SCI NESCO,
Face Ancienne Boulangerie Chococho, 
Bonapriso - Douala
B. P. 1172, Cameroon
Telephone: +237 233 42 07 67 / 04 52/11 23


Country Office
LUSAKA, ZAMBIA
No. 54, Plot No. 356184,
Base Park (Diamond Park), Alick Nkhata Rd
P. O. Box 36966
Lusaka, Zambia
Telephone: +260 211 252586


Regional Hub
HARARE, ZIMBABWE
16th Floor -North Wing, Joina City 
Cnr Jason Moyo and Inez Terrace
Harare, Zimbabwe
Telephone: +263 4 777 929/932


Retakaful Window
KHARTOUM, SUDAN
Reinsurance House Building
P. O. Box 3224
Khartoum, Sudan
Telephone: +249 183 799357/8/9

UGANDA OFFICE
Kampala, Uganda
Lourdel Towers, 5th Floor
Nakasero Kampala

ETHIOPIA OFFICE
Addis Ababa, Ethiopia
Snap Building, 8th Floor Bole Road,
Addis Ababa, Ethiopia
Tel +251 911 977970Tel +251 911 977970
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